“What exactly do you do?” is a fair question, and one that’s surprisingly hard to answer clearly on most accountants’ websites. Here’s the actual breakdown: who we work with, what we cover, and how things expand as your business grows, without the vague “full-service” language that tells you nothing.
Who We Support
We currently work with two client types: sole traders and limited companies. Everything we offer is built around whichever of these applies to your business.
Business Stages
Every engagement is built around the stage your business is at right now:
- Setting up: business registration and setup
- Staying on top of your records: ongoing bookkeeping, VAT, and payroll
- Getting your year-end right: annual filing and returns
- Closing down: deregistration and wind-down
You’ll pick one primary service matching your current stage. That’s what your proposal and pricing are built around.
Primary + Ancillary Services
Alongside your primary service, we confirm any ancillary services relevant to your situation at intake, so your proposal reflects exactly what you need, not a fixed package. What’s available depends on your client type and business stage:
Sole Trader
- Setting up: business name registration, income tax registration, VAT registration, PAYE registration, EORI registration
- Staying on top of your records: bookkeeping, VAT filing, payroll processing
- Getting your year-end right: income tax return (Form 11), unaudited financial statements
- Closing down: cessation and deregistration
Limited Company
- Setting up: corporation tax registration, VAT registration, PAYE registration, EORI registration, RBO registration, Bond 137 coordination (for non-EEA-resident directors)
- Staying on top of your records: bookkeeping, VAT filing, payroll processing, management accounts, cleanup/catch-up bookkeeping
- Getting your year-end right: B1 annual return, unaudited (or audited) financial statements, corporation tax return (CT1), director’s income tax return (Form 11), iXBRL coordination
- Closing down: company wind-down/voluntary strike-off, company restoration
Sole traders and limited companies can both add VAT OSS/VIES registration where relevant.
Additional Services After Onboarding
Business needs change, so if you need something new once you’re already a client, you don’t need to go through intake again. Just let us know. We’ll update your records to reflect the new service, and move straight into service delivery for it, the same as any other engagement.
What RizFin Doesn’t Do
We’d rather tell you upfront than have you find out later. These are areas we don’t touch directly, we bring in or refer you to someone who actually specialises in them:
- Tax advice or strategic tax planning (including personal tax or pensions)
- Statutory audits or audit opinions
- Legal advice and contracts
- Revenue representation
- Strategic CFO or forecasting services
That’s not us being cautious for the sake of it. It’s the line between doing something properly and doing it because a client asked and we didn’t want to say no. See our onboarding process for how we confirm exactly what you need before you become a client.
How We Collaborate
We don’t work in isolation, and we’re not precious about it. Already have an accountant, financial advisor, or legal team you trust? We work alongside them. Don’t have one? We’ll point you to people we actually trust, not just a name off a list.
Final Thoughts
The goal is a financial setup that’s actually built for your business: one primary service to start, the ancillary services that genuinely apply to you, and room to add more as things grow. Not a package. Not a guess.