“What exactly do you do?” is a fair question, and one that’s surprisingly hard to answer clearly on most accountants’ websites. Here’s the actual breakdown: who we work with, what we cover, and how things expand as your business grows, without the vague “full-service” language that tells you nothing.
Who We Support
We currently work with three client types: sole traders, limited companies, and Designated Activity Companies (DACs). Everything we offer is built around whichever of these applies to your business.
Business Stages
Every engagement is built around the stage your business is at right now:
- Establish: business registration and initial setup
- Maintain: corporate secretarial and governance requirements (limited companies and DACs)
- Operate: ongoing bookkeeping, VAT, and payroll
- Report & Comply: annual filing and returns
- Close: deregistration and wind-down
You’ll pick one primary service matching your current stage. That’s what your proposal and pricing are built around.
Primary + Ancillary Services
Alongside your primary service, we confirm any ancillary services relevant to your situation at intake, so your proposal reflects exactly what you need, not a fixed package. What’s available depends on your client type and business stage:
Sole Trader
- Establish: business name registration, income tax registration, VAT registration, PAYE registration, EORI registration
- Operate: bookkeeping, VAT filing, payroll processing
- Report & Comply: income tax return (Form 11), accounts preparation
- Close: Revenue cessation, VAT/PAYE deregistration
Limited Company
- Establish: company formation, corporation tax registration, VAT registration, PAYE registration, EORI registration, RBO registration, Bond 137 coordination (for non-EEA-resident directors)
- Maintain: company secretarial support, acting as director or secretary, arranging a director or secretary, trustee services
- Operate: bookkeeping, VAT filing, payroll processing, management accounts, catch-up/reconciliation bookkeeping
- Report & Comply: annual accounts, CRO annual compliance (B1 annual return), corporation tax return (CT1), director’s income tax return (Form 11), iXBRL coordination
- Close: cessation requirements, voluntary strike-off, company restoration
Designated Activity Company (DAC)
- Establish: company formation (within the objects set out in the company’s constitution), corporation tax registration, VAT registration, PAYE registration, EORI registration, RBO registration
- Maintain: company secretarial support, director/secretary arrangements, trustee services
- Operate: bookkeeping, VAT filing, payroll processing, management accounts, catch-up/reconciliation bookkeeping
- Report & Comply: annual accounts, CRO filings and compliance, corporation tax return (CT1), director’s income tax return (Form 11), iXBRL coordination
- Close: cessation requirements, voluntary strike-off (where appropriate to the company’s circumstances)
Sole traders, limited companies and DACs can all add VAT OSS/VIES registration where relevant.
Additional Services After Onboarding
Business needs change, so if you need something new once you’re already a client, you don’t need to go through intake again. Just let us know. We’ll update your records to reflect the new service, and move straight into service delivery for it, the same as any other engagement.
What RizFin Doesn’t Do
We’d rather tell you upfront than have you find out later. These are areas we don’t touch directly, we bring in or refer you to someone who actually specialises in them:
- Tax advice or strategic tax planning (including personal tax or pensions)
- Statutory audits or audit opinions
- Legal advice and contracts
- Representation during a Revenue audit or intervention
- Strategic CFO or forecasting services
That’s not us being cautious for the sake of it. It’s the line between doing something properly and doing it because a client asked and we didn’t want to say no. See our onboarding process for how we confirm exactly what you need before you become a client.
How We Collaborate
We don’t work in isolation, and we’re not precious about it. Already have an accountant, financial advisor, or legal team you trust? We work alongside them. Don’t have one? We’ll point you to people we actually trust, not just a name off a list.
Final Thoughts
The goal is a financial setup that’s actually built for your business: one primary service to start, the ancillary services that genuinely apply to you, and room to add more as things grow. Not a package. Not a guess.