Best Online Accounting Software for Small Businesses in Ireland (with Pricing & Setup Tips)

Computer screen displaying financial spreadsheet and charts using online accounting software for small business

Managing finances is a core part of running any business — but for small business owners, it’s often squeezed between client work, admin, and growth planning. That’s why more and more entrepreneurs in Ireland are turning to online accounting software for small businesses. These tools help streamline daily finances, simplify tax compliance, and offer real-time visibility into your numbers.

At RizFin, we support a wide range of online accounting software for small businesses — from structured Google Sheets to certified cloud tools like Sage and QuickBooks. Whether you’re doing it yourself or working with a bookkeeper, we’ll help you find a setup that suits your stage and goals.


Why Use Online Accounting Software for Small Businesses?

Cloud-based tools are designed to:

  • Save time on manual admin

  • Collaborate easily with your bookkeeper or accountant

  • Stay compliant with VAT, payroll, and tax obligations

  • Gain clarity through real-time reporting and cash flow views

Choosing the right online accounting software for small businesses means less stress, fewer errors, and more time to focus on growth.


Option 1: Google Sheets (Used and Supported by RizFin)

Best for: Startups and small businesses who want to understand their finances before automating
Pricing: Free (self-managed)

Why We Start Here

We often recommend Google Sheets as a first step in your online accounting software for small businesses journey. It’s not just about saving money — it’s about building financial clarity and confidence.

Our structured systems help you learn where your money is going, how cash flow works, and what to look out for — all with full support from RizFin.

What You Get with RizFin:

  • ✅ Custom-built templates tailored to your business

  • ✅ Clean, structured layout (no messy formulas!)

  • ✅ Real-time collaboration and guidance

  • ✅ A clear path to scale to Sage, QuickBooks, or others later

💬 “You can’t automate what you don’t understand.”
That’s why many of our clients begin with Sheets and grow from there.

Cons:
❌ Manual data entry unless integrated
❌ Fewer automation features compared to cloud software


🎁 Preview Our Free Bookkeeping Template

We’ve also created a powerful, spreadsheet-based online accounting software for small businesses — designed to give you a strong starting point.

🧾 What’s inside:

  • Monthly & annual transaction trackers

  • Built-in VAT 3 and CT1 corp tax sheets

  • Trial balance, reporting, customer/supplier data

  • Colour-coded, user-friendly layout

👀 Want to see it in action?
👉 Preview the bookkeeping template

Need help adapting it to your business? Contact us and we’ll guide you through it.


Option 2: Xero

Best for: Consultants and service-based businesses
Pricing:

Xero is a well-known choice for online accounting software for small businesses in Ireland. It offers clean design, helpful automations, and reliable VAT support.

Pros:
✅ Automated bank feeds
✅ Professional invoicing and billing
✅ Excellent collaboration with accountants


Option 3: QuickBooks Online (Certified Support Available)

Best for: Sole traders, tradespeople, small business owners on the go
Pricing:

QuickBooks is a top-rated online accounting software for small businesses, especially those who want mobile access, simple VAT tools, and fast invoicing.

Pros:
✅ Real-time cash flow dashboard
✅ Mobile receipt capture and mileage tracking
✅ VAT support with Revenue compliance
✅ Certified QuickBooks support from RizFin


Option 4: Big Red Cloud

Best for: Irish businesses wanting local support and compliance tools
Pricing: From €30/month per user fir 12 months then €60/month applies
👉 View Big Red Cloud

Big Red Cloud is an Irish-developed online accounting software for small businesses, offering straightforward tools and local customer service.

Pros:
✅ Built for Irish VAT and RCT
✅ Payroll-friendly
✅ Local phone/email support


Option 5: Sage Business Cloud Accounting (Certified Support Available)

Best for: Growing SMEs that need detailed control
Pricing:

Sage is a powerful, trusted online accounting software for small businesses, especially those needing inventory tracking and in-depth reporting.

Pros:
✅ Sales and purchase tracking
✅ Strong reporting and forecasting
✅ Certified Sage support from RizFin


Should You DIY or Hire a Bookkeeper?

Many small business owners begin by managing their own books using online accounting software for small businesses, then bring in support as they grow.

Approach Monthly Cost Best for
DIY Software €0–€36 Owners with time and accounting confidence
Bookkeeper €80–€300+ Owners who want peace of mind, accuracy, and time savings

💡 At RizFin, we support both paths — whether you want to learn and manage it, or delegate it completely.


How RizFin Can Help

We provide complete support across:

✅ Custom-built Google Sheets systems
✅ Certified help with Sage and QuickBooks
✅ Tools like Xero, Big Red Cloud, Stripe, Revolut, PayPal
✅ Clarity-first financial support with no jargon

If you’re unsure which online accounting software for small businesses is right for you, we’ll guide you to the best fit — and support you through setup, training, or monthly management.


Let’s Simplify Your Accounting

📌 Want expert advice on what to use and how to make it work?
🎯 Book a free consultation with RizFin and get support choosing or improving your online accounting software for small businesses.
👉 Contact us today

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